You’ve made the commitment to do better with your finances, but now you may be wondering how to keep this New Year’s resolution.
I know some of the questions you may have. What’s the best way to pay down my debt? Where in the world will I find the money in my budget to start an emergency fund or build up the tiny one I started but raid all the time?
It’s not enough to make a promise to do better. You need a plan. And not just a plan with broad statements such as “I want to save more.” You have to set SMART goals — goals that are specific, measurable, attainable, relevant and timely.
Last year, hundreds of readers from across the country joined me in doing a fast based on my book “The 21 Day Financial Fast: Your Path to Financial Peace and Freedom.” It was so successful that many followers on Twitter and Facebook have asked that I repeat it again this year. Concord Church in Dallas is doing the fast and has set up a special page on its website — and will be helping folks with links to financial resources, daily devotions and video testimonials.