Photo of Kenneth R. Harney

Kenneth R. Harney

business columnist

Recent Stories

Harney: Housing programs benefit veterans

By Kenneth R. Harney October 27, 2014 6 a.m.

There may be fewer military boots on the ground overseas, but here at home there have been major campaigns in the housing market this year directed at veterans.

Harney: Waiver to end, house flips to slow next year

By Kenneth R. Harney October 20, 2014 6 a.m.

Can you still do a short-term house flip using federally insured, low-down-payment mortgage money? That's an important question for buyers, sellers, investors and realty agents who've taken part in a nationwide wave of renovations and quick resales using Federal Housing Administration-backed loans during the past four years.

Harney: Lenders seek steady income patterns

By Kenneth R. Harney October 13, 2014 6 a.m.

Ed Fine's recent rejection for a refinancing of his home loan wasn't exactly like former Federal Reserve Chairman Ben Bernanke's. But there are enough similarities to raise questions about current tight mortgage market standards and how lenders scrutinize applicants' incomes.

Harney: 'Non-QM' lenders emerging in housing

By Kenneth R. Harney October 6, 2014 6 a.m.

If you're thinking about buying a house, you probably know the sobering realities in the mortgage market. Thanks to strict federal rule changes in the wake of the housing bust, it can be tough to qualify for a loan.

Harney: Giving credit where it's due

By Kenneth R. Harney September 29, 2014 6 a.m.

Are the two biggest players in the American mortgage arena — Fannie Mae and Freddie Mac — needlessly preventing millions of African-Americans, Latinos and young consumers from qualifying for a loan because they don't have a FICO credit score?

Harney: Credit reporting debate heats up

By Kenneth R. Harney September 22, 2014 6 a.m.

Do you think you'd have a better chance to qualify for a home mortgage if negative items in your credit files were erased in four years rather than the current seven?

Harney: All eyes are on Congress for tax aid

By Kenneth R. Harney September 15, 2014 6 a.m.

Congress is back from its summer vacation, so the burning financial question on thousands of homeowners' minds right now is this: Are you guys finally going to help out consumers who are underwater on their mortgages, many of whom face crushing federal tax bills if they accept — or have already accepted — principal reductions by their lenders?

Harney: FHA policy switch aids sellers

By Kenneth R. Harney September 8, 2014 6 a.m.

Hundreds of thousands of home sellers have had their pockets picked at closings during the last decade — they've been charged interest on their mortgages after their principal debts had been fully paid off.

Harney: No rush to a new credit score

By Kenneth R. Harney August 25, 2014 6 a.m.

You may have noticed the big media splash recently when Fair Isaac, developer of the iconic FICO credit score, announced the debut of a new score version that no longer would penalize consumers who have medical debt-collection issues in their credit files.

Harney: Lawsuit a wake-up call on title insurance?

By Kenneth R. Harney August 18, 2014 6 a.m.

A new federal court suit alleging kickback violations by one of the country's top-producing real estate sales teams raises an unsettling question for homebuyers: Could your agent or broker be pocketing under the table large chunks of what you pay for title insurance?

More stories