Beginning on Nov. 1 and lasting through Dec. 15, open enrollment is the period of time each year in which individuals can freely sign up for or switch to a new health insurance plan — something that at any other time of the year is typically subject to restrictions. The plans go into effect January 2021.
While shopping for health coverage isn’t as easy as picking the perfect Halloween costume, it is a task made a lot less stressful with Washington Healthplanfinder. Created in conjunction with the Affordable Care Act, Washington Healthplanfinder is a staterun web portal that acts as a marketplace for health and dental insurance options.
Through its website, wahealthplanfinder.org, Washington residents can browse health and dental insurance plans by those available to them in their area. By answering a few questions, users can also quickly learn if they qualify for free or low-cost coverage.
Users can browse the various options on the website, which provides an easy-to-digest overview of what the plan covers. Each plan’s snapshot clearly spells out details such as monthly premiums, the deductible, out-of-pocket maximums and whether there are copays for prescriptions and doctors’ visits — and if so, what those costs look like. Additionally, it can help further filter plans by other factors that are important to each person or family, such as whether a specific primary care physician or current prescription is covered in each of the plan options.
In that way, the Washington Healthplanfinder is not designed to sell or push any one plan or insurance provider but rather works to help identify the plans that best fit each individual’s unique circumstance.