Here are true examples of our extended family’s personal experiences with the Affordable Care Act started in 2010, saving us thousands as senior prescription “doughnut hole” costs phased out.
A healthy young female family member had inexpensive insurance. Then she got cancer. While undergoing treatment, that insurance company dropped her. Having cancer, she couldn’t get coverage elsewhere. Such refusal can’t happen anymore.
Another female family member had her husband’s insurance before divorcing. Afterwards she couldn’t get coverage because of pre-existing conditions. Now she can. And now her daughter, under age 26, and her expected baby, can be covered on her mother’s insurance.
Our daughter and grandchild will now always have coverage for their Type 1 diabetes.
With fewer than 50 employees in a business run by two family members, they aren’t required to provide insurance, but always have. Another family member’s business employs more than 50 people, so he’s required to provide insurance. He always has anyway.
