Round 3: Premiums and Costs
Medicare Advantage comes out swinging with its low monthly premiums, making it an affordable choice for many. Some plans even have a $0 premium, which is music to the ears of budget conscious seniors. But beware – lower premiums might mean higher out-of-pocket costs when you receive care.
Medicare Supplements, while more costly upfront, often provide greater financial predictability. With these plans, you’re more likely to know what you’re paying each month and have fewer surprise bills after seeing a doctor.